Terms & Conditions — hbajee24

1 Acceptance of Terms

By accessing, browsing, or using any part of the hbajee24 website or mobile platform, you acknowledge that you have read, understood, and agree to be legally bound by these Terms & Conditions in their entirety. These Terms constitute a legally binding agreement between you (the "Player" or "User") and hbajee24 (the "Platform" or "Operator").

If you do not agree to any part of these Terms, you must immediately cease using the hbajee24 platform and close any account you hold. Continued use of the platform after any revision to these Terms constitutes your acceptance of the updated version.

These Terms apply to all products and services available through hbajee24, including but not limited to: sports betting, cricket betting, live casino, slots, crash games, and any promotional or bonus offers. By using any of these products, you confirm your unconditional acceptance of these Terms.

2 Eligibility & Age Restriction

To be eligible to use hbajee24, you must satisfy all of the following conditions at the time of registration and at all times during your use of the platform:

• You are at least 18 years of age.
• You are accessing the platform from a jurisdiction where online betting and gaming is not explicitly prohibited by law applicable to you personally.
• You are acting on your own behalf and not as an agent or representative of a third party.
• You are not a politically exposed person (PEP) or subject to any sanctions that would prohibit your participation in financial transactions of this nature.
• You have not previously been excluded from hbajee24 via a self-exclusion request or compulsory account closure enforced by the platform.
• You are not currently a registered employee, contractor, or close relative of an employee of hbajee24 or any of its affiliated game providers or payment partners.

hbajee24 conducts identity and age verification checks as part of the account registration and withdrawal approval processes. Players who are found to be under the age of 18 at any point will have their accounts suspended immediately, all balances will be voided, and any deposits made will be returned where technically possible in accordance with relevant guidelines. We treat underage gambling as a serious compliance matter and take all necessary steps to prevent it.

3 Account Registration

To access the full range of features on hbajee24 — including deposits, withdrawals, live betting, and bonus participation — you must register a personal account. Registration is free of charge. During registration, you are required to provide accurate, complete, and up-to-date personal information including your full legal name, date of birth, email address, and a valid phone number registered in Bangladesh.

One Account Policy: Each individual player is permitted to hold only one active account on hbajee24. The creation of multiple accounts — whether under the same or different personal details — is strictly prohibited. Duplicate accounts will be closed without notice and any associated balances may be forfeited.

Account Verification (KYC): hbajee24 operates a Know Your Customer (KYC) policy. As part of this process, you may be asked to submit valid identity documentation — such as a National Identity Card (NID), passport, or driver's licence — and proof of payment method ownership. Verification documents must match the personal details provided at registration. Failure to complete verification within a reasonable timeframe may result in withdrawal restrictions being applied to your account.

hbajee24 reserves the right to decline any registration application at its sole discretion, without being required to provide a reason for the refusal.

4 Deposits & Withdrawals

All financial transactions on hbajee24 are conducted in Bangladeshi Taka (BDT). hbajee24 supports the following deposit and withdrawal methods for players based in Bangladesh:

• Mobile Financial Services: bKash, Nagad, Rocket, Upay
• Bank Transfers: Dutch-Bangla Bank, City Bank, BRAC Bank, Islami Bank, Sonali Bank
• International Cards: Visa, Mastercard (subject to issuing bank approval)

Deposits: Deposits made via bKash and Nagad are typically credited to your hbajee24 account balance within minutes of a confirmed transaction. Bank transfer deposits may take longer depending on the issuing bank's processing times. hbajee24 does not charge platform fees on standard deposits; however, your payment provider may apply their own transaction charges.

Withdrawals: Withdrawal requests are processed by the hbajee24 payments team. To be eligible for a withdrawal, you must have successfully completed the platform's identity verification (KYC) process. Withdrawal amounts must not exceed the balance available in your account at the time of the request. hbajee24 reserves the right to request additional documentation to verify the source of funds before processing a withdrawal, in accordance with responsible financial practices.

hbajee24 does not accept deposits from third-party payment sources. All deposits must originate from a payment method registered in the name of the account holder. Deposits received from an unverified or third-party source may be reversed and the associated account flagged for review.

5 Betting & Gaming Rules

All bets placed on hbajee24 — whether on sports markets, cricket events, live casino games, slots, or crash games — are subject to the following general rules. Product-specific rules (e.g., cricket in-play betting rules, live roulette table limits) are published within the relevant game or betting section of the platform and form part of these Terms by reference.

• Bets, once confirmed by the platform, are final and binding. hbajee24 will not cancel, reverse, or amend a confirmed bet on request from the player, except in circumstances where a manifest error has occurred (see below).
• hbajee24 reserves the right to void any bet placed on an event where an error in odds, a technical fault, or a data feed failure has materially affected the price at which the bet was accepted. In such cases, stakes will be returned to the player's account.
• Bets placed after an event has concluded — including bets placed due to a delay in live data feeds — are considered void and stakes will be returned.
• Minimum and maximum stake limits apply to all betting markets on hbajee24. These limits are displayed within the relevant betting interface at the time of wagering.
• hbajee24 reserves the right to limit the maximum winnings payable on any single bet or combination bet. Maximum payout limits are published within the platform's betting rules section.
• The use of automated betting software, betting bots, arbitrage systems, or any third-party tools designed to generate systematic profits from hbajee24 markets is strictly prohibited.

For live casino games powered by Evolution Gaming and Ezugi, the rules of each individual game (Baccarat, Roulette, Blackjack, Dragon Tiger, Teen Patti, etc.) are governed by the game provider's published rules. In any conflict between game provider rules and these Terms, these Terms shall take precedence in matters relating to account management, payments, and platform conduct.

All slot and RNG (Random Number Generator) games available on hbajee24 are sourced from certified providers including Pragmatic Play, NetEnt, and Microgaming. These games are subject to independent fairness certification and their RTP (Return to Player) percentages are published within each game's information panel.

6 Bonuses & Promotions

hbajee24 offers a range of bonuses and promotional incentives to both new and returning players. These include — but are not limited to — welcome deposit bonuses, reload bonuses, free spins, cashback offers, and seasonal promotions tied to major Bangladesh events such as Eid, Pohela Boishakh, and key cricket tournaments including BPL and the T20 World Cup.

The following general conditions apply to all hbajee24 bonuses and promotions unless the specific promotion's terms state otherwise:

• Bonuses are available only to players who have successfully completed account registration and, where required, identity verification.
• Each bonus offer may be claimed only once per player, per household, per device, and per payment method, unless the promotion explicitly states it is a recurring offer.
• Bonus funds are subject to wagering requirements. The applicable wagering multiplier is stated in each promotion's individual terms. Bonus funds and any winnings generated from bonus funds cannot be withdrawn until the full wagering requirement has been satisfied.
• hbajee24 reserves the right to withdraw, modify, or cancel any bonus or promotion at any time without prior notice. If a promotion is withdrawn after a player has already opted in, any bonus funds already credited and partially wagered will be handled on a case-by-case basis.
• Bonuses must be used within the validity period stated in the individual promotion. Expired bonus balances will be removed from your account automatically.
• hbajee24 may decline to award a bonus, or reclaim a bonus already credited, if it determines that a player has engaged in conduct designed to exploit the promotion, including but not limited to: low-risk hedging bets, collusion with other players, or use of multiple accounts.

7 User Obligations & Prohibited Conduct

As a registered user of hbajee24, you agree to use the platform in good faith and in accordance with these Terms at all times. The following conduct is strictly prohibited on hbajee24:

• Registering more than one account on the platform, whether under the same or different identities.
• Providing false, misleading, or fraudulent information during registration, verification, or any communication with hbajee24 staff.
• Using the platform if you are under 18 years of age.
• Allowing another person to use your hbajee24 account, or using another person's account.
• Depositing funds into your hbajee24 account from a payment method that is not registered in your own name.
• Engaging in money laundering, fraud, or any other illegal financial activity through the platform.
• Using automated software, bots, scripts, or other artificial means to interact with the platform, place bets, or participate in games.
• Colluding with other players in live casino games, poker, or any other multiplayer product available on hbajee24.
• Attempting to hack, disrupt, or interfere with the platform's technical infrastructure, data systems, or security protocols.
• Engaging in any form of harassment, abuse, or threatening behaviour toward hbajee24 staff or other platform users.

You are responsible for maintaining the security of your hbajee24 login credentials. You must not share your username or password with any other person. If you suspect that your account has been accessed by an unauthorised party, you must notify hbajee24 support immediately at support@hbajee24.

8 Account Suspension & Closure

hbajee24 reserves the right to suspend, restrict, or permanently close any player account at its sole discretion, with or without prior notice, in any of the following circumstances:

• Breach of any provision of these Terms & Conditions.
• Reasonable suspicion of fraudulent, unlawful, or abusive activity.
• Failure to complete identity verification (KYC) within a reasonable period following a formal request.
• Account inactivity for a period exceeding 12 consecutive months (dormant account policy).
• Receipt of a self-exclusion request from the account holder.
• Regulatory or legal requirement to cease providing services to the account holder.

Voluntary Closure: Players who wish to close their own hbajee24 account voluntarily may do so at any time by contacting customer support. Pending bets will be settled in accordance with normal rules. Any remaining balance following settlement of all active bets will be returned to the player via the same payment method used for the most recent deposit, subject to identity verification.

Self-Exclusion: Players who feel that gambling may be negatively affecting their lives are strongly encouraged to use hbajee24's self-exclusion tools. A self-exclusion request results in the immediate suspension of the account for the duration requested by the player — ranging from a temporary cooling-off period to a permanent exclusion. For further information, please visit the Responsible Gaming page.

Dormant Accounts: An account is considered dormant if no login activity has been recorded for 12 or more consecutive months. hbajee24 will attempt to contact you at the registered email address before applying a dormant account maintenance fee or closing the account. The dormant account policy is designed to comply with responsible financial management standards.

These Terms & Conditions are governed by the principles of fair dealing and player protection. hbajee24 is committed to operating a safe, transparent, and reliable platform for adults aged 18 and above across Bangladesh. By using hbajee24, you confirm that you have read and accepted these Terms in full.